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Required Underlying Insurance
| Exposures |
Coverages |
Minimum Required Underlying Limit |
Automobile Liability
(Owned, leased or rented) |
Bodily Injury
Property Damage
-or-
Combined Single Limit |
$250,000 per person, $500,000 per occ. $50,000 per occ.
$500,000 per occ. |
Personal Liability
(Homeowners, Condo Owners, Tenants, CPL) |
Combined Single Limit |
$300,000 per occ. |
| UM/UIM |
Bodily Injury
Property Damage
-or-
Combined Single Limit |
$250,000 per person, $500,000 per occ. $50,000 per occ.
$500,000 per occ. |
| Watercraft Liability |
Combined Single Limit |
$300,000 per occ for watercraft under 26 ft. or under 50 HP
$500,000 per occ for watercraft 26 ft or more or 50 HP or more.
|
| Recreational Vehicle Liability |
Combined Single Limit |
$300,000 per occ. |
| Employers Liability |
Combined Single Limit |
$100,000 per occ. |
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| * Coverage provided by the ABI Personal Excess policy shall be in excess of the minimum underlying coverages above, regardless of whether those have lapsed or are not in force. |
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